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Terms & Conditions

Effective Date: [Date]

These Terms & Conditions (“Terms”) govern your use of knowmynbr.com(“Website” or “Service”). By accessing or using our Website, you agree to be bound by these Terms.

1. Eligibility

2. Account Registration

3. Service Description

4. User Conduct

5. Payments & Refunds

Fees for subscriptions or coins are processed via Razorpay or other gateways. Refunds follow our Cancellation & Refund Policy.

6. Intellectual Property

All content is owned by knowmynbr.com or its licensors, protected by copyright laws.

7. Disclaimer

8. Limitation of Liability

To the fullest extent permitted by law, we shall not be liable for indirect or consequential damages arising from your use.

9. Modifications & Termination

We may modify or terminate services without notice. We may delete your account for violating these Terms.

10. Governing Law & Dispute Resolution

These Terms are governed by the laws of India, with disputes resolved in courts of [Your Jurisdiction], India.

11. Contact Us

For questions about these Terms, email help@knowmynbr.com.